PaidUp — Terms of Service

**DRAFT — requires review by a licensed attorney before use.**
This document is a starting template, not legal advice. Do not
publish or rely on it until an attorney licensed in your
jurisdiction has reviewed and approved it.

Last updated: [EFFECTIVE DATE — fill on publication, after attorney review]

Company: PaidUp LLC, a Nevada limited liability company

("PaidUp," "we," "us"). Contact: support@paiduppro.com.


1. What PaidUp is

PaidUp ("the Service") is a software tool for trade businesses

(plumbers, HVAC contractors, electricians, and similar). It connects

to your accounting software (QuickBooks Online and/or Xero), detects

overdue invoices, and sends escalating email and SMS payment reminders

to your customers on your behalf. It can also generate Stripe payment

links so your customers can pay online.

PaidUp is a communication and organization tool. It is not a

collections agency, law firm, or financial advisor.

2. Your account and your responsibilities

You own your customer relationships. PaidUp sends messages using

your business name, but every message goes to *your* customers about

*your* invoices. You are responsible for:

payment reminders to each recipient by email and SMS. In the

United States this generally means complying with the TCPA

(Telephone Consumer Protection Act) for text messages and

CAN-SPAM for email. If you do not have proper consent, do not

use the SMS or email features.

are responsible for ensuring your messages are truthful, do not

contain threats you will not carry out, and comply with the

Fair Debt Collection Practices Act and any applicable state

debt-collection laws.

in your connected accounting software. If that data is wrong

(wrong amounts, wrong due dates, invoices already paid), the

reminders will be wrong. Keep your books accurate.

You are responsible for activity under your account.

3. Acceptable use

You agree not to:

without noting the dispute

We may suspend or terminate your account for violations, with or

without notice.

4. Payment terms

on file. Prices are in USD.

discretion. Trial terms will be communicated in writing.

retry and notify you. The Service may be suspended after

7 days of non-payment (grace period).

5. Cancellation

You may cancel at any time. Cancellation takes effect at the end

of your current billing period — you keep access until then, and

no further charges occur. There are no cancellation fees.

To cancel, use the customer portal or email support@paiduppro.com.

We may cancel your account for violation of these terms, with a

pro-rated refund at our discretion.

6. No guarantee of payment recovery

PaidUp sends reminders. It does not guarantee that any invoice

will be paid, in whole or in part, or within any timeframe.

Recovery depends on your customers, your invoice terms, and

factors outside our control. Do not make business decisions

assuming a specific recovery outcome.

7. Limitation of liability

To the maximum extent permitted by law:

express or implied, including warranties of merchantability,

fitness for a particular purpose, and non-infringement.

consequential, or punitive damages, including lost revenue from

unpaid invoices, even if advised of the possibility of such damages.

Service is limited to the amount you paid us in the 12 months

before the claim arose.

delayed, or are filtered as spam by recipients' providers.

8. Indemnification

You agree to indemnify, defend, and hold harmless PaidUp LLC, its

member, officers, and agents from and against any claims, damages,

losses, liabilities, costs, and expenses (including reasonable

attorneys' fees) arising from:

claims under the TCPA, CAN-SPAM, FDCPA, or state debt-collection

or consumer-protection laws

software

We agree to indemnify you against third-party claims that the

Service itself, as provided by us, infringes that party's

intellectual property rights.

9. Third-party services

PaidUp integrates with third-party services (QuickBooks, Xero,

Stripe, Twilio, Resend, and others). Your use of those services is

governed by their own terms. We are not responsible for their

availability, accuracy, or actions. If a third-party integration

breaks or changes, we will make reasonable efforts to restore it

but do not guarantee uninterrupted integration.

10. Data and privacy

Our handling of your data is described in our Privacy Policy,

which is part of these terms. By using PaidUp, you agree to it.

11. Changes to these terms

We may update these terms. Material changes will be communicated

by email at least 30 days before taking effect. Continued use

after the effective date means you accept the changes.

12. Dispute resolution

Informal resolution first. Before filing any claim, you agree

to contact us at support@paiduppro.com and attempt to resolve the

dispute informally for at least 30 days.

Binding arbitration. If informal resolution fails, any dispute

arising from or related to the Service will be resolved by binding

individual arbitration administered by the American Arbitration

Association under its Consumer Arbitration Rules, held in Clark

County, Nevada (or by video conference by mutual agreement).

**You and PaidUp each waive the right to a jury trial and to

participate in any class, collective, or representative action.**

Exceptions. Either party may seek injunctive or equitable

relief in court for intellectual-property infringement or

unauthorized access, and either party may bring an individual

claim in small-claims court.

Opt-out. You may opt out of arbitration within 30 days of

first accepting these terms by emailing support@paiduppro.com

with the subject "Arbitration Opt-Out."

13. General provisions

State of Nevada, without regard to conflict-of-law principles.

remaining provisions continue in full force, and the

unenforceable provision will be modified to the minimum extent

necessary to make it enforceable.

written consent. We may assign them in connection with a

merger, acquisition, or sale of assets.

Policy, are the entire agreement between you and PaidUp

regarding the Service.

14. Contact

Questions about these terms: support@paiduppro.com